Terms & Conditions

1. Acceptance of Terms

These Terms & Conditions ("Terms") govern access to and use of the INR GIFT website, digital properties, enquiry facilities and any platform-related functionality made available by INRBIZ PVT LTD ("INRBIZ", "INR GIFT", "we", "us" or "our").

By accessing or using the Website, you acknowledge that you have read and understood these Terms. If you do not agree with them, please discontinue use of the Website.

Additional terms may apply to specific products, services, accounts or transactions.

2. Company Information

The Website is operated under the brand INR GIFT by INRBIZ PVT LTD.

Address: 904 White Orchid, Near Shell Petrol Pump, Adajan, Surat, Gujarat 395009, India
Email: support@inrgift.com
Phone: +91 9909012681

The Website should describe the company's legal and regulatory position only as supported by current corporate and regulatory records.

3. Purpose of the Website

The Website provides information about INR GIFT, its business, technology, platform and global-market access offering.

Website content may include general information about markets, financial instruments, technology, processes, educational material, research, market information and related topics.

Unless expressly stated otherwise, information on the Website is general information and is not personalised investment, financial, tax, accounting or legal advice.

4. Eligibility

Access to specific products or services may be subject to eligibility requirements.

These may include age, residency, jurisdiction, customer classification, KYC/AML requirements, source-of-funds or source-of-wealth checks, product-specific requirements and applicable law.

INRBIZ may decline, restrict, suspend or terminate access where permitted by law or where applicable requirements are not satisfied.

5. Global Market Access

INR GIFT is positioned as a platform focused on access to global market opportunities through the GIFT City ecosystem.

Specific markets, financial instruments and services available to a user may vary based on eligibility, availability, applicable law, operational arrangements and the terms applicable to the relevant product or service.

References on the Website to international equities, ETFs, currencies, commodities or other financial instruments do not mean that every such product is available to every user.

6. Financial Market Risk

Trading and investing in financial markets involves risk.

The value of investments can rise or fall. Users may lose some or all of the capital committed to an investment or transaction.

INR GIFT does not guarantee profits, returns, capital preservation, any particular investment outcome or future performance.

Past performance or historical information is not indicative of future results.

7. No Investment Recommendation

Unless expressly identified as regulated or authorised advice under the applicable framework, Website content should not be interpreted as a recommendation to buy, sell or hold any security, currency, commodity, fund, derivative or other financial instrument.

Users should consider their own objectives, circumstances and risk tolerance and obtain independent professional advice where appropriate.

8. Market Information

Market data and other information may be obtained from INR GIFT, exchanges, public sources, third-party data providers or other sources.

Such information may be delayed, incomplete, unavailable, changed or corrected.

INRBIZ does not warrant that every item of market information is complete, current or error-free.

9. Orders and Transactions

Where INR GIFT provides a trading or transaction interface, transactions may be subject to separate client agreements, product terms, disclosures, fee schedules, order policies and applicable regulatory requirements.

An order may be rejected, cancelled, delayed or otherwise processed according to applicable rules and the arrangements of the relevant platform, broker, exchange, custodian, counterparty or service provider.

The Website itself is not confirmation that an order has been accepted or executed.

Users should rely on official transaction confirmations and account records for transaction status.

10. Fees and Charges

Applicable brokerage, commissions, spreads, platform charges, taxes, statutory charges, third-party costs and other expenses, where applicable, will be disclosed through the relevant product, client or commercial documentation.

No general Website statement should be interpreted as a universal fee schedule unless expressly stated.

11. Account and Credential Security

Where account functionality is provided, users are responsible for maintaining the confidentiality of their credentials, authentication information and devices.

Users should immediately contact INR GIFT if they suspect unauthorised access, compromised credentials, identity misuse or suspicious activity.

Users must not knowingly provide account credentials to unauthorised persons.

12. KYC, AML and Compliance

Where applicable, users may be required to provide identity, address, tax, residency, financial, source-of-funds, source-of-wealth and other information for onboarding, verification, KYC, AML/CFT, sanctions screening, fraud prevention, regulatory reporting and ongoing monitoring.

Failure to provide required information may affect eligibility or access.

13. Prohibited Conduct

Users must not:

• violate applicable law;
• provide materially false or misleading information;
• impersonate another person;
• commit fraud;
• interfere with Website security;
• introduce malicious code;
• attempt unauthorised access;
• misuse another person's account;
• unlawfully copy or scrape protected content;
• manipulate or attempt to manipulate financial markets;
• use the Website for unlawful activity; or
• otherwise misuse the Services.

14. Intellectual Property

The INR GIFT name, logo, tagline, visual identity, Website design, text, graphics, software, interfaces and original materials are owned by or licensed to INRBIZ PVT LTD unless otherwise stated.

Access to the Website does not transfer intellectual-property ownership.

The INR GIFT logo may not be copied, modified, reproduced or used as a trademark without permission, except where permitted by law.

15. Third-Party Websites and Services

The Website may contain links to third-party websites, applications, exchanges, data providers or services.

Third parties operate independently and may have their own terms, privacy policies and security practices.

A link does not automatically mean that INR GIFT endorses, guarantees or is affiliated with the third party.

16. Website Availability

INRBIZ seeks to maintain a reliable Website but does not guarantee uninterrupted or error-free availability.

The Website may be unavailable because of maintenance, upgrades, technical failures, network problems, cybersecurity incidents, third-party outages, market disruptions or circumstances beyond reasonable control.

17. Accuracy and Updates

INRBIZ aims to provide useful and current information but Website content may contain errors, omissions or information that becomes outdated.

INRBIZ may update, correct, modify or remove Website content without prior notice where permitted.

Users should verify material information before relying on it for a financial or commercial decision.

18. Communications

Where a user submits an enquiry or provides contact information, INR GIFT may contact the user to respond to the enquiry, support onboarding, provide service communications or for other lawful purposes.

Where promotional communications are sent, an appropriate opt-out mechanism should be provided where required.

19. Privacy

Personal data is handled in accordance with the INR GIFT Privacy Policy.

The Privacy Policy explains how personal data may be collected, used, disclosed, retained and protected.

20. Limitation of Liability

To the maximum extent permitted by applicable law, INRBIZ PVT LTD and its relevant officers, employees, contractors, service providers and affiliates will not be liable for indirect, incidental, special, consequential or punitive losses arising from use of the Website, except where such limitation is not legally permitted.

Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited.

Specific products and client relationships may be governed by separate contractual liability provisions.

21. Indemnity

To the extent permitted by law, a user may be responsible for losses, claims, liabilities or reasonable costs arising from the user's material breach of these Terms, unlawful use, fraud, wilful misconduct or infringement of another person's rights.

22. Suspension or Termination

INRBIZ may suspend or terminate access where permitted by law, including for material breach, false information, failed verification, unlawful or suspicious activity, security threats or discontinuation of a service.

Termination does not affect rights or obligations that arose before termination.

23. Changes to Terms

INRBIZ may update these Terms from time to time.

The current version will be posted on the Website with the effective/last-updated date.

Where applicable law requires notice or consent for a material change, the appropriate process will be followed.

24. Governing Law and Jurisdiction

Governing law: [TO BE CONFIRMED BY LEGAL COUNSEL]

Jurisdiction / dispute resolution: [TO BE CONFIRMED BY LEGAL COUNSEL]

This section should be finalised based on the legal entity, applicable financial-services framework, customer locations and actual business structure.

25. Complaints and Grievances

For general support or complaints:

Address: 904 White Orchid, Near Shell Petrol Pump, Adajan, Surat, Gujarat 395009, India
Email: support@inrgift.com
Phone: +91 9909012681

26. Severability

If a provision of these Terms is held invalid or unenforceable, the remaining provisions will continue to the extent permitted by law.

27. Entire Agreement

These Terms, together with applicable product terms, client agreements, disclosures and policies, form the relevant contractual framework for use of the Website and Services.

Where a specific client or product agreement conflicts with these general Website Terms, the specific agreement will govern the relevant relationship to the extent stated in that agreement.

28. Contact

INRBIZ PVT LTD — INR GIFT

904 White Orchid, Near Shell Petrol Pump, Adajan, Surat, Gujarat 395009, India

Address: 904 White Orchid, Near Shell Petrol Pump, Adajan, Surat, Gujarat 395009, India
Email: support@inrgift.com
Phone: +91 9909012681